Real Clients, Real Results

$100K+

Funding ready

57+

Accounts approved

10K+

Credit clients served

$10M

In debt removed

Book a Consultation

Talk to Cece — 20 minutes, no pressure.

Pick a time below and let's review your credit together. We'll discuss your current credit situation, identify what's holding your score back, and create a personalized plan to help you reach your financial goals.

  • Takes about 20–30 minutes
  • Credit review with no obligation
  • Phone consultation, 20 minutes
  • Spanish-language support available

Meet Cece

Your dedicated credit consultant

Cece, your credit consultant

Paying more in interest on loans and credit cards

Fewer options when renting or finding a home

Facing hurdles with job applications or insurance due to credit checks

Struggling to get approved for mortgages, car loans, or personal loans

Review your credit report and identify areas for improvement

Dispute inaccurate or outdated items

Provide personalized strategies to raise your credit score

Guide you step-by-step toward better financial opportunities

1
Credit Consultation
+
Start with a no-obligation consultation where we review your current credit situation, understand your goals, and identify the best path forward — whether you're preparing for a car, home, or business funding.
2
Personalized Credit Strategy
+
Every credit profile is different. We create a customized plan designed to address negative items, improve your credit standing, and help you move closer to your financial goals.
3
Credit Action & Progress Tracking
+
Our team works on your credit profile, challenges inaccurate information, monitors progress, and provides ongoing guidance throughout the process.
4
Reach Your Financial Goals
+
With a stronger credit profile, you'll be better positioned to pursue major milestones — from getting approved for a vehicle or home to accessing new business opportunities.

We offer flexible service options tailored to your needs and goals.

Foundation Program (Unlimited Disputes Round)

Monthly Credit Repair Subscription

Best For Individuals Who Have

  • Collections
  • Charge-offs
  • Late payments
  • Medical collections
  • High credit card utilization
  • Low credit scores
  • Inaccurate information on their credit report
What's Included +

Core Program Features

  • Comprehensive credit audit
  • Ongoing monthly credit disputes
  • Personal information cleanup
  • Credit monitoring guidance
  • Credit education
  • Monthly progress updates
  • Client portal access
  • Email support

Your Personalized Roadmap

  • A written credit improvement roadmap
  • Personalized improvement roadmap
  • Education about credit scoring and how different factors affect credit
  • Budgeting and debt management guidance
  • A plan for preparing to buy a home or qualify for business funding
  • Answers to your questions during a scheduled consultation

Credit Report Review

  • Full credit report review
  • Score factor explanation
  • Negative account analysis
  • Credit utilization recommendations

Note: Monthly credit monitoring "Credit Hero" is required to ensure your credit data is up to date and all disputes are properly managed.

$59.99 /month

Premium Couple Program

Monthly Subscription — Unlimited Dispute Rounds For Two

Everything included in the Premium Program, for both partners.

What's Included +

Professional Connections

  • Dealership connections
  • Mortgage lender connections
  • Realtor connections

Core Program Features

  • Comprehensive credit audit
  • Unlimited dispute rounds
  • Personal information cleanup
  • Credit monitoring guidance
  • Credit education
  • Monthly progress updates
  • Client portal access
  • Email support

Your Personalized Roadmap

  • A written credit improvement roadmap
  • Personalized improvement roadmap
  • Education about credit scoring and how different factors affect credit
  • Budgeting and debt management guidance
  • A plan for preparing to buy a home or qualify for business funding
  • Answers to your questions during a scheduled consultation

Credit Report Review

  • Full credit report review
  • Score factor explanation
  • Negative account analysis
  • Credit utilization recommendations

Note: Monthly credit monitoring "Credit Hero" is required to ensure your credit data is up to date and all disputes are properly managed.

$249 /month

EWS & ChexSystems Assistance Package

Banking History Review & Support

What's Included +
  • Review of your EWS and/or ChexSystems reports
  • Personalized consultation to discuss your banking history
  • Identification of potentially inaccurate, incomplete, or outdated information for your review
  • Assistance preparing dispute documentation and correspondence
  • Guidance throughout the dispute process
  • Educational resources on banking reports and consumer rights
  • Progress check-ins and ongoing support while enrolled
  • Recommendations for second-chance banking options, when appropriate

Business Funding Programs

Business Blueprint 360™

Complete Business Build-Out Program

Best For

Entrepreneurs who are starting a business or have started one but don't have the proper foundation, structure, systems, credit profile, or roadmap in place.

Business Growth & Credit Accelerator™

Business Credit • Bankability • Growth • Funding Readiness

Best For

Established business owners who already have an LLC/business foundation and want to strengthen their company, establish or improve business credit, become more financially organized, and prepare for future financing.

Business Funding Launchpad™

Funding Readiness • Strategy • Application Support

Best For

Business owners who already have an established business and are ready to pursue business funding but need professional guidance with evaluating their foundation, preparing their funding profile, identifying potential funding options, and navigating the application process.

This is not a credit repair program and does not include credit repair services. Instead, we help you understand where your business currently stands, prepare for the funding process, develop a strategic approach, and provide support throughout the application process.

1
Credit Consultation
+
Start with a no-obligation consultation where we review your current credit situation, understand your goals, and identify the best path forward — whether you're preparing for a car, home, or business funding.
2
Personalized Credit Strategy
+
Every credit profile is different. We create a customized plan designed to address negative items, improve your credit standing, and help you move closer to your financial goals.
3
Credit Action & Progress Tracking
+
Our team works on your credit profile, challenges inaccurate information, monitors progress, and provides ongoing guidance throughout the process.
4
Reach Your Financial Goals
+
With a stronger credit profile, you'll be better positioned to pursue major milestones — from getting approved for a vehicle or home to accessing new business opportunities.

Move the slider to reflect your score and get real-time estimates.

Credit Score Simulator
300 850
700
Good
300 850
300–579 Poor 580–669 Fair 670–739 Good 740–799 Very Good 800–850 Excellent
Mortgage
APR
Monthly
$300K · 30yr fixed
Auto
APR
Monthly
$35K · 60mo
Credit Card
APR
Min. Monthly
$20K balance
Total monthly burden
Mortgage + Auto + CC min
30-yr mortgage interest
Total interest paid
Total mortgage cost
Principal + interest
vs. excellent score
Extra interest (30 yr)
Free Credit Assessment
Free · No login required

Credit Health Assessment

Answer 5 questions and we'll show you where you stand

Question 1 of 5 20%
Question 1

How Long Does It Take To See Progress?

Many clients start seeing results within 30–45 days, though timelines vary depending on credit bureaus and creditors.

Do you guarantee results?

Every financial situation is unique, so outcomes and timelines may vary. While we don’t guarantee results, we do our best to guide and support you on your financial journey.

How Does KLN Consulting Support Clients?

We provide free consultations, customer portal access, transparency, and personalized guidance.

Is this process legal?

Absolutely. We operate fully under the guidelines of the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).

How Do I Get Started?

Getting started is simple. Enroll online, submit your information, and our team will provide personalized educational guidance and ongoing support throughout your consultation journey. Your client portal allows you to stay updated and connected every step of the way.

READY?

Every day you wait costs you money. Take the first step toward the keys to your new home.

KLN Consulting

Helping business owners access opportunities through business credit, funding readiness, and strategic guidance.

© 2026 KLN Consulting Co. All Rights Reserved.

KLN Consulting is a DBA (Doing Business As) of CDW Consulting LLC.

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