KLN Consulting

Build a Credit Profile That Lenders Trust and Approve

Personalized credit repair and funding strategies built around your financial goals.

From reviewing your credit reports to strengthening your profile, we help you take the right steps toward greater approval opportunities.

$100K+

Funding ready

57+

Accounts approved

10K+

Credit clients served

$10M

In debt removed

Real Clients, Real Results

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Client result
Client result

We offer flexible service options tailored to your needs and goals.

Foundation Program (Unlimited Disputes Round)

Monthly Credit Repair Subscription

Best For Individuals Who Have

  • Collections
  • Charge-offs
  • Late payments
  • Medical collections
  • High credit card utilization
  • Low credit scores
  • Inaccurate information on their credit report
  • Bankruptcy
  • Repossession
  • Eviction
What's Included +

Core Program Features

  • Comprehensive credit audit
  • Ongoing monthly credit disputes
  • Personal information cleanup
  • Credit monitoring guidance
  • Monthly progress updates
  • Client portal access
  • Email support
  • Answers to your questions during a scheduled consultation

Credit Report Review

  • Full credit report review
  • Score factor explanation
  • Negative account analysis
  • Credit utilization recommendations

Note: Monthly credit monitoring is required to ensure your credit data is up to date and all disputes are properly managed.

$79.99 /month

Six-Month Credit Program

One-Time Payment

  • Six months of defined credit services
  • Premium benefits, including SKOOL access for six months
  • No automatic monthly renewal

Best For Individuals Who Have

  • Collections
  • Charge-offs
  • Late payments
  • Medical collections
  • High credit card utilization
  • Low credit scores
  • Inaccurate information on their credit report
  • Bankruptcy
  • Repossession
  • Eviction
What's Included +

Professional Connections

  • Dealership connections
  • Mortgage lender connections
  • Realtor connections

Core Program Features

  • Comprehensive credit audit
  • Unlimited dispute rounds
  • Personal information cleanup
  • Credit monitoring guidance
  • Monthly progress updates
  • Client portal access
  • Email support

KLN Success Society

  • Education about credit scoring and how different factors affect credit
  • Budgeting and debt management guidance
  • A plan for preparing to buy a home or qualify for business funding
  • Answers to your questions during a scheduled consultation
  • Business-building resources
  • Educational workshops and webinars
  • Community support and networking

Credit Report Review

  • Full credit report review
  • Score factor explanation
  • Negative account analysis
  • Credit utilization recommendations

Note: Monthly credit monitoring is required to ensure your credit data is up to date and all disputes are properly managed.

$599 one time

Compare Credit Programs

See what's included in each package

Feature Foundation$79.99/mo Premium$128/mo Six-Month$599 one time
Pricing & Billing
Price $79.99/mo $599 one time
Automatic monthly renewal ✓ –
Credit Repair
Comprehensive credit audit ✓ ✓
Dispute rounds Ongoing monthly Unlimited, 6 months
Collections, charge-offs, late payments, medical collections ✓ ✓
Bankruptcy, repossession, eviction ✓ ✓
Personal information cleanup ✓ ✓
Full credit report review & score factor explanation ✓ ✓
Support
Monthly progress updates ✓ ✓
Client portal access & email support ✓ ✓
Scheduled consultation ✓ ✓
Premium Benefits
KLN Success Society (Skool) access – 6 months
Credit education & budgeting guidance – ✓
Business-building resources, workshops & networking – ✓
Dealership, mortgage lender & realtor connections – ✓

EWS & ChexSystems Assistance Package

Banking History Review & Support

What's Included +
  • Review of your EWS and/or ChexSystems reports
  • Personalized consultation to discuss your banking history
  • Identification of potentially inaccurate, incomplete, or outdated information for your review
  • Assistance preparing dispute documentation and correspondence
  • Guidance throughout the dispute process
  • Educational resources on banking reports and consumer rights
  • Progress check-ins and ongoing support while enrolled
  • Recommendations for second-chance banking options, when appropriate

Business Funding Programs

Business Mentorship Program

Best For

Aspiring entrepreneurs who want to start a business but don't know where to begin.

Whether you have a business idea, are preparing to launch, or have recently started and need guidance, this program provides personalized support to help you establish a strong business foundation, understand business credit, and plan for long-term growth.

Business Funding Launchpad™

Funding Readiness • Strategy • Application Support

Best For

Business owners who already have an established business and are ready to pursue business funding but need professional guidance with evaluating their foundation, preparing their funding profile, identifying potential funding options, and navigating the application process.

This is not a credit repair program and does not include credit repair services. Instead, we help you understand where your business currently stands, prepare for the funding process, develop a strategic approach, and provide support throughout the application process.

Book a Free Consultation

Talk to Our Team — 20 Minutes, No Pressure.

Schedule a free consultation with our team to discuss your current credit situation, explore potential areas for improvement, and learn about the options available to help you work toward your financial goals.

  • Free 20-minute phone consultation
  • Personalized credit profile discussion
  • Explore solutions based on your goals
  • No pressure, no obligation
  • Spanish-language support available

Meet Our Credit Specialists

Your dedicated team, here to guide you toward your credit goals.

Our credit specialists

Why choose KLN Consulting?

Comprehensive Credit Guidance

We don't just fix credit scores, we guide you step by step so you can unlock opportunities like buying your dream home, car, or accessing funding for your business.

Goal-Oriented
Results

Your success is our focus. From improving your credit to reaching major life milestones, we help turn financial goals into reality.

Personalized
Support

Every client gets tailored advice and actionable steps. We work with you at your pace, focusing on your unique goals.

Proven, Educational Approach

Our strategies are grounded in credit laws and best practices, helping you remove obstacles legally and responsibly.

1
Credit Consultation
+
Start with a no-obligation consultation where we review your current credit situation, understand your goals, and identify the best path forward — whether you're preparing for a car, home, or business funding.
2
Personalized Credit Strategy
+
Every credit profile is different. We create a customized plan designed to address negative items, improve your credit standing, and help you move closer to your financial goals.
3
Credit Action & Progress Tracking
+
Our team works on your credit profile, challenges inaccurate information, monitors progress, and provides ongoing guidance throughout the process.
4
Reach Your Financial Goals
+
With a stronger credit profile, you'll be better positioned to pursue major milestones — from getting approved for a vehicle or home to accessing new business opportunities.
1
Credit Consultation
+
Start with a no-obligation consultation where we review your current credit situation, understand your goals, and identify the best path forward — whether you're preparing for a car, home, or business funding.
2
Personalized Credit Strategy
+
Every credit profile is different. We create a customized plan designed to address negative items, improve your credit standing, and help you move closer to your financial goals.
3
Credit Action & Progress Tracking
+
Our team works on your credit profile, challenges inaccurate information, monitors progress, and provides ongoing guidance throughout the process.
4
Reach Your Financial Goals
+
With a stronger credit profile, you'll be better positioned to pursue major milestones — from getting approved for a vehicle or home to accessing new business opportunities.

Move the slider to reflect your score and get real-time estimates.

Credit Score Simulator
300 850
700
Good
300 850
300–579 Poor 580–669 Fair 670–739 Good 740–799 Very Good 800–850 Excellent
Mortgage
APR
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Monthly
—
$300K · 30yr fixed
Auto
APR
—
Monthly
—
$35K · 60mo
Credit Card
APR
—
Min. Monthly
—
$20K balance
Total monthly burden
—
Mortgage + Auto + CC min
30-yr mortgage interest
—
Total interest paid
Total mortgage cost
—
Principal + interest
vs. excellent score
—
Extra interest (30 yr)
Free Credit Assessment
Free · No login required

Credit Health Assessment

Answer 5 questions and we'll show you where you stand

Question 1 of 5 20%
Question 1

How Long Does It Take To See Progress?

Many clients start seeing results within 30–45 days, though timelines vary depending on credit bureaus and creditors.

Do you guarantee results?

Every financial situation is unique, so outcomes and timelines may vary. While we don’t guarantee results, we do our best to guide and support you on your financial journey.

How Does KLN Consulting Support Clients?

We provide free consultations, customer portal access, transparency, and personalized guidance.

Is this process legal?

Absolutely. We operate fully under the guidelines of the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).

How Do I Get Started?

Getting started is simple. Enroll online, submit your information, and our team will provide personalized educational guidance and ongoing support throughout your consultation journey. Your client portal allows you to stay updated and connected every step of the way.

Meet Our Team

Dedicated credit specialists committed to helping you understand your credit, explore your options, and take confident steps toward your financial goals.

KLN Consulting team member
KLN Consulting team member
KLN Consulting team member
KLN Consulting team member
KLN Consulting team member
KLN Consulting team member
KLN Consulting team member

READY?

Every day you wait costs you money. Take the first step toward the keys to your new home.

KLN Consulting

Helping business owners access opportunities through business credit, funding readiness, and strategic guidance.

© 2026 KLN Consulting Co. All Rights Reserved.

KLN Consulting is a DBA (Doing Business As) of CDW Consulting LLC.

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